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‘virtually nil’ is a good description First of all – with regard to testing CC numbers – if you’re testing against a LIVE CREDIT CARD ACCEPTANCE SITE – you really need to have your head examined.

You may easily cancel your trial membership online anytime within the trial period without charge.

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Test sites cost too, but they’re usually MUCH cheaper – since they don’t really have to bother banks and such – so you might get by with one or two cents a transaction – or a half-cent per – depending on the site. Depending on the site, it will either accept a limited range of valid card numbers, or (as the one I use does) any facially valid card is accepted. If you’re using a test site, it doesn’t give a damn.

Cards that are not facially valid send back a standard CARD_DENY [reason code] message so you can test negative-path too. Put in any CCC you wish, and give the purchaser any name you want.

Information about CVV2 / CVC / etc numbers can be found here: CVV numbers.